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- Pay more than the minimum: Making extra payments reduces your principal faster and saves on interest charges.
- Choose shorter terms when possible: While monthly payments are higher, you'll pay significantly less interest overall.
- Consider bi-weekly payments: Making half-payments every two weeks results in one extra monthly payment per year.
- No prepayment penalties: NetCredit loans have no prepayment penalties, so you can pay off your loan early and save.
- Set up automatic payments: Never miss a payment and build positive credit history automatically.
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